Financial Literacy
Retirement Planning 101
Old Man Wealth
Retirement Specialist
Published
Feb 05, 2026
Learn why it's never too early to start saving for your golden years.
What You'll Learn
1
The Concept of Financial Independence
Understand the "FIRE" movement and what it takes to stop working for money.
2
Understanding 401(k)s and IRAs
A guide to tax-advantaged retirement accounts and how to choose the best one.
3
The Power of Employer Matching
Learn why you should never leave "free money" on the table at your job.
4
Social Security and Pensions
Understand the role of government and corporate plans in your retirement.
5
How Much Do You Really Need?
Learn how to calculate your retirement number based on your desired lifestyle.
6
The Impact of Inflation
Understand why your money will buy less in the future and how to protect against it.
7
Asset Allocation for the Long Term
Learn how to shift your investments as you get closer to retirement.
8
Withdrawal Strategies and the 4% Rule
Learn how to safely spend your savings without running out of money.
9
Estate Planning Basics
Introduction to wills, trusts, and ensuring your assets go to the right people.
10
The Psychological Aspect of Retirement
How to prepare for the transition from a career to a life of leisure.